15 interviewees had identified their sexual orientation long before they were interviewed by this study. 14 interviewees preferred to have males as their companions. Wang XX was the only exception. Apparently, sexual orientation is not the main reason that drives males into sex trade. Yet, sexual orientation, inter alia, motivates males into male-to-male sex trade. Psychoanalytic scholars argued that the majority of sex workers were either homosexuals or those who were sexually frigid, and stressed that homosexuals were more likely to be driven into sex trade than others (Huang XX, 1996).
Faced with the aging society and the unprecedented recession, how to maintain a quality life after retirement has become a critical issue for all walks of life across Taiwan. People are therefore aware that they have to establish their retirement plan as early as possible in order to maintain a quality life after retirement. This study intends to identify the variables associated with consumptions using the consumption models developed by economists and thereby illustrates how people determine their savings and consumptions rationally and meanwhile estimate their incomes and spending reasonably under various restrictions for the purpose stated above. Finally, this study presents its findings to the academic institutes and retirement financing service providers for their reference.
Key words: consumption models, savings, consumptions, retirement financing.